---
type: "tool"
title: "Car Loan Calculator"
description: "Calculate car loan EMI, total interest and repayment after your down payment. Free, instant, no sign-up."
resource: "https://www.gstcalculators.in/car-loan-calculator.html"
language: "en"
bundle_generated: "2026-10-12"
---

# Car Loan Calculator

Calculate car loan EMI, total interest and repayment after your down payment. Free, instant, no sign-up.

- Canonical page: [Car Loan Calculator](https://www.gstcalculators.in/car-loan-calculator.html)
- Publisher: [Tool Master Hub / GSTCalculators.in](../site.md)
- Category: [Tax and Loan Calculators](../categories/taxloan.md)

This is a discovery summary of the public page, not an independently reviewed replacement. Use the canonical page for current inputs, assumptions, formulas, source links and results. The bundle generation date does not mean that tax rules were reviewed on that date.

## Topics on the page



## Questions and answers from the visible page

### What is the GST on cars now?

Small cars — petrol under 1200cc or diesel under 1500cc — are at 18% since 22 September 2025. Luxury and large cars are at 40%. Motorcycles up to 350cc are 18%; above 350cc, 40%.

### How much down payment for a car loan?

Lenders typically fund 80–90% of on-road price, so budget 10–20% down plus insurance and registration.

### Is a car loan tax-deductible?

Not for personal use. If the vehicle is used for business, interest and depreciation may be claimable — check with your accountant.

## Accuracy and corrections

[Methodology](https://www.gstcalculators.in/methodology.html) · [Editorial policy](https://www.gstcalculators.in/editorial-policy.html) · [Disclaimer](https://www.gstcalculators.in/disclaimer.html) · [Report a problem](https://www.gstcalculators.in/contact.html).