---
type: "tool"
title: "ELSS Calculator"
description: "Calculate ELSS returns and the Section 123 (formerly 80C) tax saved. ELSS has the shortest lock-in of any 80C option — three years."
resource: "https://www.gstcalculators.in/elss-calculator.html"
language: "en"
bundle_generated: "2026-10-12"
---

# ELSS Calculator

Calculate ELSS returns and the Section 123 (formerly 80C) tax saved. ELSS has the shortest lock-in of any 80C option — three years.

- Canonical page: [ELSS Calculator](https://www.gstcalculators.in/elss-calculator.html)
- Publisher: [Tool Master Hub / GSTCalculators.in](../site.md)
- Category: [Investment and Savings Calculators](../categories/invest.md)

This is a discovery summary of the public page, not an independently reviewed replacement. Use the canonical page for current inputs, assumptions, formulas, source links and results. The bundle generation date does not mean that tax rules were reviewed on that date.

## Topics on the page



## Questions and answers from the visible page

### What is the ELSS lock-in period?

Three years from each instalment's date. Via SIP, every instalment locks in separately for three years.

### How much tax can ELSS save?

Up to ₹1,50,000 invested qualifies under Section 123 (formerly 80C). At the 30% slab that is up to ₹46,800 including cess.

### Are ELSS gains taxable?

Yes. Long-term capital gains above the annual exemption are taxable at the prevailing LTCG rate.

## Accuracy and corrections

[Methodology](https://www.gstcalculators.in/methodology.html) · [Editorial policy](https://www.gstcalculators.in/editorial-policy.html) · [Disclaimer](https://www.gstcalculators.in/disclaimer.html) · [Report a problem](https://www.gstcalculators.in/contact.html).