---
type: "tool"
title: "Fixed Deposit Calculator"
description: "Calculate fixed deposit maturity value and interest earned, with monthly, quarterly, half-yearly or annual compounding."
resource: "https://www.gstcalculators.in/fd-calculator.html"
language: "en"
bundle_generated: "2026-10-12"
---

# Fixed Deposit Calculator

Calculate fixed deposit maturity value and interest earned, with monthly, quarterly, half-yearly or annual compounding.

- Canonical page: [Fixed Deposit Calculator](https://www.gstcalculators.in/fd-calculator.html)
- Publisher: [Tool Master Hub / GSTCalculators.in](../site.md)
- Category: [Investment and Savings Calculators](../categories/invest.md)

This is a discovery summary of the public page, not an independently reviewed replacement. Use the canonical page for current inputs, assumptions, formulas, source links and results. The bundle generation date does not mean that tax rules were reviewed on that date.

## Topics on the page



## Questions and answers from the visible page

### Is FD interest taxable?

Yes. FD interest is added to your income and taxed at your slab rate. Banks deduct TDS once interest crosses the threshold in a financial year.

### Which compounding is best?

More frequent compounding yields more. On the same nominal rate, quarterly compounding returns more than annual.

### Can I break an FD early?

Usually yes, with a penalty — typically 0.5–1% off the applicable rate. Check your bank's terms.

## Accuracy and corrections

[Methodology](https://www.gstcalculators.in/methodology.html) · [Editorial policy](https://www.gstcalculators.in/editorial-policy.html) · [Disclaimer](https://www.gstcalculators.in/disclaimer.html) · [Report a problem](https://www.gstcalculators.in/contact.html).