---
type: "tool"
title: "GST 2.0 Rate Change Impact Calculator"
description: "Calculate how a GST rate change affects taxable value, GST amount, invoice total and margin with clear before-and-after business comparisons."
resource: "https://www.gstcalculators.in/gst-rate-change-impact-calculator.html"
language: "en"
bundle_generated: "2026-10-12"
---

# GST 2.0 Rate Change Impact Calculator

Calculate how a GST rate change affects taxable value, GST amount, invoice total and margin with clear before-and-after business comparisons.

- Canonical page: [GST 2.0 Rate Change Impact Calculator](https://www.gstcalculators.in/gst-rate-change-impact-calculator.html)
- Publisher: [Tool Master Hub / GSTCalculators.in](../site.md)
- Category: [Basic Financial Calculators](../categories/basic.md)

This is a discovery summary of the public page, not an independently reviewed replacement. Use the canonical page for current inputs, assumptions, formulas, source links and results. The bundle generation date does not mean that tax rules were reviewed on that date.

## Topics on the page



## Questions and answers from the visible page

### What is GST 2.0 and when did it start?

GST 2.0 is the slab rationalisation approved at the 56th GST Council meeting on 3 October 2025 and effective from 22 September 2025. The 12% and 28% slabs were withdrawn; the structure is now 0%, 5%, 18% and 40%, with 3% for gold and 0.25% for rough diamonds continuing.

### Where did the old 12% items go?

Most goods and services taxed at 12% moved to 5% (bicycles, many medicines, agricultural inputs, apparel up to ₹2,500 a piece) and the rest to 18%. Very few items stayed at 12%.

### What does the 40% slab cover?

Demerit, luxury and sin goods: aerated drinks, luxury and large cars, motorcycles above 350cc, yachts, casinos, online money gaming, and — from 1 February 2026 — pan masala and most tobacco products (on retail sale price).

### Did GST on insurance change?

Yes. Individual life insurance and individual health insurance premiums became fully exempt from 22 September 2025. Group policies and most other financial services stay at 18%.

### Is this calculator a substitute for the CBIC rate schedule?

No. It applies the slab you select to the price you enter. The category list is a guide to the most common shifts; the binding rate is the one notified against your HSN/SAC code.

## Accuracy and corrections

[Methodology](https://www.gstcalculators.in/methodology.html) · [Editorial policy](https://www.gstcalculators.in/editorial-policy.html) · [Disclaimer](https://www.gstcalculators.in/disclaimer.html) · [Report a problem](https://www.gstcalculators.in/contact.html).