Capital Gains Tax Calculator
Updated July 2026
Estimate LTCG or STCG tax on equity, mutual funds, property or other assets — updated for the flat rates effective from 23 July 2024.
Capital Gains Tax
Frequently Asked Questions
What is the LTCG exemption for equity?
₹1,25,000 per financial year — long-term equity gains above this are taxed at 12.5%, with no exemption applied to short-term gains.
What holding period counts as long-term for equity?
12 months or more for listed equity shares and equity mutual funds. For other assets like property, gold, and debt funds, it is 24 months or more.
Can I set off capital losses?
Yes, generally — short-term losses can be set off against both short-term and long-term gains, while long-term losses can only be set off against long-term gains, subject to conditions and carry-forward rules.