Capital Gains Tax Calculator
Updated September 2026
Estimate LTCG or STCG tax on equity, mutual funds, property or other assets — updated for the flat rates effective from 23 July 2024.
⚠ Verify before filing. Results are estimates based on the law as applied at the date shown above. Tax rules change — always confirm the current rate or provision at the official source (CBIC or Income Tax Department) before raising an invoice or filing a return. Last reviewed: August 2026.
Capital Gains Tax Calculator
Advanced property & grandfathering review
Use this comparison for property indexation; pre-2018 equity grandfathering remains a document-led review.
Frequently Asked Questions
What is the LTCG exemption for equity?
₹1,25,000 per financial year — long-term equity gains above this are taxed at 12.5%, with no exemption applied to short-term gains.
What holding period counts as long-term for equity?
More than 12 months for listed equity shares and equity mutual funds. For other assets like property, gold, and debt funds, it is more than 24 months. An asset held for exactly 12 (or 24) months is treated as short-term.
Can I set off capital losses?
Yes, generally — short-term losses can be set off against both short-term and long-term gains, while long-term losses can only be set off against long-term gains, subject to conditions and carry-forward rules.