Healthcare Cost Calculator
Updated July 2026
Estimate healthcare costs over time. Medical inflation in India has consistently run ahead of general inflation, which is why a cover that looks generous today can look thin in a decade.
Healthcare Calculator
Frequently Asked Questions
How fast does medical inflation run?
Medical inflation has historically outpaced general inflation in India, often substantially. Plan cover in future rupees, not today's.
Is health insurance premium deductible?
Yes, under the provision formerly numbered 80D, with a higher limit for senior citizens. Note that individual health insurance premiums moved to 0% GST under GST 2.0.