Inflation Calculator
Updated July 2026
See how inflation erodes purchasing power — find the future cost of today's amount, or today's value of a future sum.
Inflation Calculator
Frequently Asked Questions
What inflation rate should I use for India?
India's average CPI inflation has generally run around 5-7% over recent years — 6% is a commonly used planning assumption, though it varies by category (education and healthcare often run higher).
How does inflation affect retirement planning?
It's critical — a retirement corpus that looks large today may buy much less in 20-30 years. Always plan retirement goals in future, inflation-adjusted terms, not today's rupees.
What's the formula used here?
Future Cost = Present Amount × (1 + Inflation Rate/100) ^ Years. The reverse calculation divides instead of multiplies, to show today's purchasing power of a future sum.