Lumpsum Investment Calculator

Lumpsum invests the entire amount at once, fully exposed to market timing risk from day one. SIP spreads investment over time, averaging out purchase cost — generally lower risk for volatile markets.

Maturity Value = Principal × (1 + Return Rate/100) ^ Years, assuming compounding at a constant annual rate.

It can be, since the full amount is exposed to market movements immediately — but if markets rise steadily, lumpsum can outperform SIP. The right choice depends on your risk appetite and market view.