Step-Up SIP Calculator
Updated July 2026
See how much extra corpus you build by increasing your monthly SIP every year, compared to a flat SIP of the same starting amount.
Step-Up SIP Calculator
Frequently Asked Questions
What is a Step-Up SIP?
A SIP where you increase your monthly contribution by a fixed percentage every year — usually matching your expected salary growth — to build a significantly larger corpus than a flat SIP.
How much difference does stepping up make?
Even a modest 10% annual step-up can meaningfully increase your final corpus over 15-20 years, since later, larger contributions still get many years to compound.
Can I set up a Step-Up SIP with my mutual fund?
Most fund houses and platforms offer a "Top-up SIP" or "Step-up SIP" feature that automatically increases your SIP amount each year — check with your specific platform.